Caroline H. on February 16, 2017
Interviewing,
Job Search
Hi there!
I'm really excited to have a job offer post-treatment (had no job security, freelanced, ready to work full-time with benefits!). I've read through a lot of your advice on interviewing and applying, and I think it all went great! I'm now on to negotiating, and I'm trying to get as much information as possible from them about insurance without coming across as crazy. It really affects the salary I'm willing to accept -- my bills have been high, and I want to make sure that their insurance will actually cover me effectively. How much information can/should they give me? How much information should I need to give them to get the insurance details?
Thanks!
Caroline
1 Comment
Nicole Franklin, MPH
Feb 17, 2017
Cancer and Careers Staff Comment:
Hi Caroline, Congratulations on the job offer! I’m glad to hear that our resources were helpful during your job search. Now that you’ve been offered the job and are in the negotiation phase, you should feel confident to ask questions that pertain to your compensation, benefits and insurance package (most employers are expecting you do that during this phase in the hiring process). It’s important to get a full understanding of your benefits before accepting an offer. Have you asked to have a written copy of the complete package? It may be easier to review it in writing and then make a note of any questions you have for them. Make sure you are asking a wide-range of questions even if the healthcare benefits are your primary concern, that will help to ensure you don’t inadvertently set off any red flags. Things like vacation time, performance review processes, is there a bonus structure, are there options for dental and vision, what kind of retirement plan is offered as well as what kinds of health insurance is available, does the company split the costs in any way, are there different plans or providers to choose from, etc. It also might be help to do a little research on the company itself and see if you can gain some insight into what they provide to their employees. Websites like glassdoor.com, linkedin.com, indeed.com, salary.com, simplyhired.com and payscale.com may help you identify what they are offering their employees and/or what other similar companies are offering. Also remember that in general you are under no legal obligation to disclose your medical history and or any medical conditions to your employer (prospective or otherwise). CAC has a great deal of information about disclosure, to start I recommend: http://www.cancerandcareers.org/en/community/videos/bwc/2016-webinar-online. I hope this information helped and again, congrats on this exciting news! Kind regards, Nicole Franklin, MPH Manager of Programs Cancer and Careers
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