There's no doubt in anyone's mind that the Patient Protection and Affordable Care Act will alter how Americans experience healthcare as we've known it. And as time marches on, these changes remain to be seen. A big question on the horizon is what exactly employers are planning to do with their employee health care plans in the coming years. 

In a recent article published by Workforce that highlighted a study examining employer plans for their employees, "only 6 percent of large and midsized companies that were surveyed intended to terminate their health plans within the next three to five years." Given the penalties, financial and otherwise, promised to companies that do away with employee health plans, many of the study findings didn't come as a huge shock. The survey also shows many employers, about 37 percent, expressing a desire to build design changes and offer reduced premium benefits to employees depending upon their willingness to participate in things like health risk questionnaires and biometric screenings. This could have some interesting effects on employees, and potential legal repercussions, particularly if employees have a history of cancer.

As I mentioned earlier, time and truth will tell all in 2014. Until then, it never hurts to be prepared. Check out our resources on the legal and financial for patients and survivors, especially the pertinent information on your legal rights in the workplace, new insurance legislation and healthcare reform.